Business Insurance
MAS Group's premier business insurance agents can help assist you on the types of protection that best suit your New York and Long Island business insurance coverage requirements.
Next to your home and family, safeguarding your livelihood is a very close runner-up. Our premier business insurance agents (also referred to as commercial insurance agents) at MAS Group understand the New York and Long Island business community and can help assist you on the types of protection that best suit your Manhattan, Queens, Brooklyn, Staten Island, Upstate New York, and Long Island business insurance coverage requirements.
Don't worry about becoming overwhelmed. Our staff of experienced business insurance agents is here to educate you on all the facets of business insurance. MAS Group covers nearly any risk associated with running a business, from basic property protection to offering standard Worker's Compensation for your employees. And luckily, you've chosen the right Long Island insurance company that can provide your business with all its insurance needs.
As a leader in providing quality Manhattan, Queens, Brooklyn, Staten Island, Upstate New York, and Long Island business insurance for local businesses, MAS Group knows what your business means to you. After all, we have one too! More than a place of work, your business and its success are what pays the bills, plans for a child's college education, and ultimately, supports much of your retirement nest egg.
Want to learn more? At MAS Group, we believe the best clients are educated clients. Business insurance is a form of personal and property protection whereby the business owner agrees to pay an insurance premium in return for a commitment to satisfy specific types of losses for your business.
What do we cover? Some of our Manhattan, Queens, Brooklyn, Staten Island, Upstate New York, and Long Island business insurance policies include coverage such as:
- Commercial Excess Liability Insurance (Umbrella Policy)
How much insurance is enough? This is a question that many businesses ask us. Commercial excess liability Insurance, commonly referred to as “commercial umbrella policies,” is an additional layer of liability insurance that protects you, especially if you are a high net worth individual or involved in transactions that could potentially create a high liability situation. Let a MAS Group business insurance agent sit down with you to determine whether or not this policy is right for you.
- Flood Insurance
As Long Islanders, we know both the beauty and threat of water. Don't let your business suffer a financial loss due to an unexpected storm or burst water pipe. Depending upon where your business is located and the factors involved, both natural and artificial, MAS Group will determine the best coverage at the best rate.
- Landlord Property Insurance
Whether you own a rental home, apartment complex, or commercial building, you may have property that you need to protect from damage or theft. Additionally, this type of coverage ensures that you will be protected when you rent property in situations that must be covered. Protect your assets! Contact MAS Group, your business insurance agent.
- Commercial Property Insurance
Commercial property insurance is a way to protect your property from damage inflicted by inclement weather, fire, wind, or theft. When disaster strikes, you need the security to ensure that your business can adequately recover. Don't be slowed down by unforeseen events. Let MAS Group's commercial insurance agents strengthen your business' ability to move forward after adversity strikes.
- Business Liability Insurance
Business liability insurance is a policy that can be purchased to cover several sub-categories of liability. This type of policy can also provide coverage for certain types of risk including employee theft, identity theft, and computer fraud. It is important to note that business liability insurance differs from property insurance. Property has a set value whereas liability can be almost infinite. As such, our agents at MAS Group will speak with you to understand your business and any possible exposure that you may have.
- Commercial Car Insurance
Similar to personal car insurance, commercial car insurance serves a dual purpose: protecting vehicles against property damage and also covering any damage that your vehicle(s) incur(s) upon others. Whether you have one vehicle or a fleet of vehicles, MAS Group has the policy you need to protect your business from the obstacles of the road.
- Worker's Compensation Insurance
Worker's Compensation Insurance (also referred to as worker's comp insurance or workman's comp insurance) is a type of business insurance that is required by law in New York State. This insurance gives your employees benefits if they get a work-related injury or illness. Speak to one of our business insurance agents at MAS Group to get you started.
- Disability Insurance (or DBL)
As a business owner, you understand that your employees are highly dependent upon you. Even a short-term disability can be devastating to their standard of living. As such, you should have disability insurance coverage in place to protect your business and personal assets. Luckily, at MAS Group, you have affordable options that will adequately protect you in a time of need. NYS law requires business owners to offer short-term and long-term disability insurance coverage.
Is your business or commercial property protected? Does your business insurance policy offer a robust coverage plan at an affordable rate? Contact MAS Group's Manhattan, Queens, Brooklyn, Staten Island, Upstate New York, and Long Island business insurance agents to see how we can help. Get a FREE consultation today: 631-389-2301