Retirement Planning Strategies

We offer many retirement planning services and are ready to sit down with you to figure out the strategy that best meets your needs and goals.

Retirement planning strategies are an important piece to your overall financial strategy. Due to the fact that employer contributions are becoming less common and people are generally living longer, it is imperative that you organize a retirement plan that ensures the financial security you deserve in your old age. Luckily, MAS Group’s Manhattan, Queens, Brooklyn, Staten Island, Upstate New York, and Long Island retirement professionals offer many retirement planning services and options and are ready to sit down with you to figure out the best plan to fit your needs. Some retirement planning options are:

  • IRA Rollover

    A rollover is simply a movement of assets from an old retirement plan (such as a 401(k) or Profit Sharing Plan) into an IRA. There is no limit on the amount of money you can rollover.
  • Traditional IRA

    A Traditional IRA is a personal savings account that offers tax advantages for retirement savings. Contributions to a Traditional IRA plan may be tax deductible (either in whole or in part), and the earnings on the amounts in your IRA will not be taxed until you withdraw money from the account. If you are covered under a Traditional IRA , you will be allowed to invest in various financial vehicles.
  • ROTH IRA

    A Roth IRA is a modified version of the Traditional IRA. A Roth IRA is also a personal savings account, but contributions are not tax deductible. Additionally, the distributions (including earnings) from a Roth IRA plan are not included in income. If you are covered under a Roth IRA plan, you will be allowed to invest in various financial vehicles.
  • SEP-IRA

    A SEP-IRA (Simplified Employee Pension IRA ) is a retirement account that is designed to benefit small business owners and self-employed individuals (sole proprietorships, S and C corporations, partnerships, and LLCs qualify). A SEP-IRA account can offer a great source of income at retirement when employers contribute to retirement accounts for themselves as well as their employees. A SEP-IRA contribution must not exceed 25 percent of each employee’s pay. If you are covered under a SEP-IRA , you will be allowed to invest in various financial vehicles.

Need assistance with determining the most appropriate retirement planning solution for your future? Contact MAS Group, a Manhattan, Queens, Brooklyn, Staten Island, Upstate New York, and Long Island financial services firm, to speak with one of our highly skilled professionals. Start planning for your future today with a complimentary consultation: 631-389-2301